In an era where identity theft and tax fraud are on the rise, the IRS provides a valuable tool to protect taxpayers—the Identity Protection PIN (IP PIN). If you’re concerned about unauthorized individuals filing a tax return in your name, this six-digit number adds an extra layer of security.
What Is an IRS IP PIN?
An Identity Protection PIN (IP PIN) is a unique six-digit code assigned by the IRS to eligible taxpayers to prevent fraudulent tax filings. Once assigned, the IP PIN must be entered on your tax return to verify your identity. This prevents thieves from filing a return in your name, even if they have your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
Who Needs an IP PIN?
The IRS initially issued IP PINs only to confirmed victims of tax-related identity theft, but the program is now available to all taxpayers who wish to opt-in as an additional security measure.
You may want an IP PIN if:
You have been a victim of identity theft.
You want to prevent tax fraud before it happens.
You filed a tax return in the past and want extra protection.
How to Get an IP PIN
If you decide to obtain an IP PIN, follow these steps:
Go to the IRS IP PIN Tool
Visit the Get an IP PIN page on the IRS website.
Click on the Get an IP PIN tool.
Verify Your Identity
You will need to log in or create an ID.me account, which requires identity verification.
Provide personal details such as your SSN or ITIN, date of birth, and address.
Retrieve Your IP PIN
Once verified, the system will generate a six-digit PIN for you.
The IRS issues a new IP PIN each year, so you must retrieve a fresh one annually.
Keep Your IP PIN Secure
Do not share your IP PIN with anyone except your tax preparer.
If you lose it, you can retrieve it through the online tool or by contacting the IRS.
Can I Get an IP PIN by Mail?
Yes! If you cannot obtain an IP PIN online, you can request it by filing IRS Form 15227, provided you meet the eligibility requirements. If approved, the IRS will mail your IP PIN to you.
What If I Lose My IP PIN?
If you misplace your IP PIN, you can use the IRS Get an IP PIN tool to retrieve it. If online access is not possible, call the IRS at 800-908-4490 for assistance.
Do I Need to Renew My IP PIN Annually?
Yes! The IRS issues a new IP PIN every year for security reasons. If you use an IP PIN, you must obtain the latest one before filing your next tax return.
Final Thoughts
The IRS IP PIN is an excellent way to safeguard your tax identity. Whether you have been a victim of identity theft or just want an extra layer of protection, opting into this program can provide peace of mind during tax season.
Need Help? If you have questions about tax security or need help filing your return with an IP PIN, contact Integrity Bookkeeping and Tax Filing today!
Comments